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 (1) Worldcommect Language Services Memphis,Tennessee Tel: Sept 17, 2020 Ms. Melinda Sparks Chairperson Solidarity Investment Company Nashville,Tennessee Dear Ms. Sparks: Yesterday,I attended Entrepreneur's Lunch Forum and I got the chance to listen to your speech.After listening to all the angel investors,I somehow feel you have an eye for an entrepreneur.While other angel investors are busy talking highly of technology,you gave a ray of hope for entrepreneurs like me.I am delighted to tell you that I met all the criteria you mentioned. I have a startup,Worldconnect Language Service,doing really well.We,in Worldconnect Language Services,provide services like editing,translation and interpreting.As there are very few language services available in our state,I feel the need to establish one to provide all language related services under one roof.We are in a nascent stage to say this but we can go a long way if we match client's expectations with our services.I am planning to ope...

 (2) To: Walter Joss From: Rajendra Bhandari Subject: About Advertising Agency Dear Walter Joss: Thank you for your e-mail.I appreciate your dedication and hard-work for our company.Your invaluable suggestions did wonders for the company in the past and for myself as well. Sushil Advertising Agency is serving for decades.This is the first time I've heard their criticism.I can agree that they are unresponsive this time but they never have this issue before.May be there have been some issues,may be they forget to check our mails or may be they are trying to reach us but couldn't,who knows?Let us understand the matter first. You always think for the betterment of our company.I am sure you had put some thoughts into this.However,it is not ethical for us to dump our long time advertising partner for a petty reason.Their work helps us increse our sales every year. Again,I appreciate your thinking on this matter.This is a serious concern and I am sure you have other genuine reasons to...

 (1) Gauri Shankar Bank Ltd. New Road,Kathmandu Tel. Sept 16, 2020 Mr. Ram Gotame President Children at Risk Society Kathmandu,Nepal Dear Mr. Gotame: Thank you for your letter.To get to know that you are providing free housing to 100 children,sending 40 children to private schools and offering 50 children yoga and karate classes is very encouraging and exemplary at the same time.Very few people have the heart to do what you are doing. There have been talks of extending our branches to 10 more districts of Nepal.Unfortunately,Covid-19 has the last laugh.In these testing hard times,it is very difficult for us to maintain even day-to-day expenses.Covid-19 takes a heavy toll on us. If not for Covid-19,things would have been different.With heavy heart,we have to say that we are unable to provide you required monetary support in this noble cause of building residential school complex for destitute children.We are very disheartened to miss this oppportunity this time as our bank has provi...

  RESIGNATION LETTER       Rajendra Bhandari Tangla- 02, Sangambasti, Kirtipur January 01, 2021   Mr. Bimal Koirala Managing Director Kailash Hydropower, PVT. LTD. Kalanki, Kathmandu   Dear Mr. Koirala:   I write to you with mixed emotions. One year ago, you provided me with an opportunity to launch my career after I just completed my MBS. I am grateful for all the learning and working experiences from the past one year. Recently, however, an opportunity for a management position came to my attention and I applied for the same and being selected for the post.   Being your employee has been very enjoyable over the last one year, but sadly I must move on in order to do what is best for me and my career. I hope to stay in touch and want to thank you again for all the kindness.   Please consider this my resignation letter from my position as Assistant Finance Manager at Kailash Hydropower PVT. LTD. Effective ...

  LETTER OF DECLINE   Tangla-02, Sangambasti, Kirtipur January 10, 2021   Mr. Rajan Khatiwada Human Resource Manager Agrawal Textiles, Inc. Balkhu, Kathmandu   Dear Mr. Khatiwada:   Thank you so much for offering me the position of Finance Manager at Agrawal Textiles, Inc. It was a pleasure meeting you during my interview.   After a great deal of thought, I have decided to turn down this gracious job opportunity. I was fortunate to receive full scholarship for MPhil. Program in abroad. I got this wonderful news this morning.   I deeply appreciate the time you spent talking with me. Thank you again for your consideration and kindness.   Sincerely, rajendra Rajendra Bhandari

  LETTER OF ACCEPTANCE         Tangla-02, Sangambasti, Kirtipur January 06, 2021   Mr. Rajan Khatiwada Human Resource Manager Agrawal Textiles, Inc. Balkhu, Kathmandu   Dear Mr. Khatiwada:   I am writing to formally accept your offer of Finance Manager Position at Agrawal Textiles, Inc. I am grateful for the opportunity and delighted to be joining the company. As discussed over the interview, my starting salary would be Rs.32, 250 per month.   I will be able to start work on Feb. 01, 2021. If there is any additional information or paperwork you need me to complete prior to then, please do let me know.   The prospect of joining your company is exciting. Thank you for giving me this opportunity and I look forward to making a positive contribution.   Sincerely, rajendra Rajendra Bhandari

  THANK YOU LETTER     Tangla-02, Sangambasti, Kirtipur January 04, 2021   Mr. Rajan Khatiwada Human Resource Manager Agrawal Textiles, Inc. Balkhu, Kathmandu   Dear Mr. Khatiwada:   Thank you for taking the time to speak with me yesterday about Finance Manager Position with Agrawal Textiles, Inc.   It was a pleasure meeting with you and I truly enjoyed learning more about the role and the company. After our conversation, I am confident that my skills in finance are a great match for this opportunity. I am very enthusiastic about the possibility of joining your team and would greatly appreciate a follow-up as you move forward with the hiring process.   If you need any further information, please do not hesitate to contact me by e-mail or phone. Thank you again and looking forward to hearing from you soon.   Sincerely, rajendra Rajendra Bhandari  

JOB APPLICATION     Tangla-02, Sangambasti, Kirtipur Dec. 20, 2020   Mr. Rajan Khatiwada Human Resource Manager Agrawal Textiles, Inc. Balkhu , Kathmandu   Dear Mr. Khatiwada:   In response to the advertisement published in merojobs.com for Finance Manager in your company, I am writing to express my interest for the same position. As I recently completed master degree in Business Studies from Tribhuvan University, I believe that I have the qualifications and required acumen for the job. I know I would make a valuable addition to your prestigious company.   I have successfully completed MBS in Finance upon which I plan to build my career. Since I am a fresher, I want to translate my fresh financial knowledge into day-to-day activities of the company. I have attended various seminars on finance during my college days which I think might be helpful while executing any plan. I am always open to new ideas and keep updating myself o...

  Inquiry letter Tangla-02, Sangambasti, Kirtipur January 01, 2021   Mr. Rajan Khatiwada Human Resource Manager Agrawal Textiles, Inc. Balkhu, Kathmandu   Dear Mr. Khatiwada:   I applied for the Finance Manager position ten days ago and haven’t heard anything. I remain very   interested in the job and hope my application is still under consideration. Would you be able to give me an idea of where you are in the hiring process?   Please do not hesitate to ask if I can provide additional references or other information that would be helpful to you in this process. Looking forward to hearing from you soon.   Sincerely, rajendra Rajendra Bhandari

  Summary of Sapiens : A Brief History of Humankind by Yuval Noah Harari Human cultures began to take shape about 70,000 years ago. There have been three major revolutions in human history: the cognitive revolution, the agricultural revolution, and the scientific revolution. Prehistoric humans (2 million years old or so) were no more important and impressive than other mammals. Homo Sapiens means “wise man.” Humans first evolved in Africa about 2.5 million years ago. The author believes it is unlikely Homo sapiens will survive for another 1,000 years. From about 2 million years ago until 10,000 years ago, multiple human species roamed the earth together. The depiction of man evolving from hunched over to upright incorrectly displays human evolution as a linear trajectory. In fact, the species lived simultaneously. Humans have huge brains for their body size. Human brains account for 2-3 percent of body size, but use 25 percent of energy. Human kind was very much in the middle of th...

  Financial literacy and Capital market Financial literacy is one of the most talked about terminology in finance lately. For a business student, everywhere we land in, we are about to heard this word. So, what does financial literacy actually means? Various experts have given myriad of answers over the years. In simple terms, it can be defined as the ability to understand and apply good financial management skill. One can be put into the bracket of financially literate, when she/he understand basic personal finance principles and terms and are able to do day to day finances successfully. This includes things like being able to make a budget (not the one the government makes) track expenditure pattern, calculate interest on savings and loans, mange credit cards etc. In simpler terms, it is about knowing how to generate, spend, invest and save money. The distant goal of financial literacy is financial stability and financial freedom. Once we are financially literate, we can diff...